Money Tracker is a privacy-first expense and income tracker for iPhone that keeps every entry on your device. The app is built around a single principle: the most personal number in your life is your bank balance, and that number does not need to live on someone else's server. The interface is a clean daily ledger with quick-entry for amount, category, and optional note; a swipe gesture marks an entry as paid or received, and a long press opens the edit sheet. A monthly view groups everything by category, a yearly view turns the year into a single sparkline, and a search box finds any entry by text, amount or tag. You can set monthly budgets by category and watch the ring fill as you spend; overspending is flagged the moment it happens rather than at the end of the month, so a single ring turning red is enough to course-correct before the next paycheck. Multi-currency support means a transfer from a foreign trip, a freelance invoice paid in dollars, and a local coffee in euros all land in the same ledger with the right base-currency conversion. Reports export to CSV for tax filing or backup, and the backup file is a plain JSON you can keep on iCloud Drive, Dropbox, or a USB stick — whichever you trust. Money Tracker supports fourteen languages, requires no account, shows no ads in its core flow, and keeps every number under your control. A small subscription unlocks unlimited budgets, custom categories, and cloud-style backup to your own storage. Recurring entries like rent, salary, or a monthly gym fee can be set up once and the app posts them on the right date every month, with a simple skip-this-month toggle for the times life does not follow the calendar; widgets for the home and lock screens put the current balance and the day's spend one tap away, so the most common question — 'what does my money look like right now?' — never needs more than a glance.
Features
Expense & Income Tracking: Track every expense and income with just a few taps. Categorize transactions instantly.
Visual Reports & Analytics: Beautiful charts show your spending patterns. Understand where your money goes every month.
Privacy-First Design: All data stays on your device. No accounts, no servers, no tracking. Your finances are yours alone.
Secure Data Storage: Your financial data is protected with industry-standard encryption. Lock your app with Face ID or PIN.
Rating: 4.7 (800+)
Downloads: 30,000+
Frequently Asked Questions
Is my financial data secure?
Yes, your data is stored locally on your device with industry-standard encryption. We never upload your financial data to any server. You can also enable Face ID or PIN lock for additional protection.
Can I export my financial data?
Yes, you can export your financial data as CSV or PDF for your records, tax preparation, or backup purposes.
How do I categorize my expenses?
The app comes with pre-built categories like Food, Transport, Shopping, Bills, and more. You can also create custom categories to match your specific needs.
Does the app work offline?
Yes, the app works completely offline. All your financial data is stored locally on your device, so you can track expenses and view reports without an internet connection.
Can I use this app for multiple currencies?
Yes, the app supports multiple currencies. You can set a default currency for your region and switch between currencies when recording transactions while traveling.