These Terms of Service (the "Terms") govern your access to and use of Money Tracker (the "App"), operated by the developer ("we"). By downloading, installing, or using the App, you agree to these Terms.
If you do not agree, please do not install or use the App.
1. Eligibility
You must be at least the minimum age required by the laws of your country to enter into a binding contract (13 in the United States under COPPA, 16 in the European Union under the GDPR, or the age specified by applicable local law) to use the App. If you use the App on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
2. License
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to install and use the App on devices you own or control, solely for personal, non-commercial purposes.
You must not:
- Redistribute, resell, sublicense, or otherwise exploit the App commercially
- Reverse engineer, decompile, or disassemble the App (except where expressly permitted by applicable law)
- Use the App to violate any law or the rights of any third party
- Interfere with or disrupt the security or operation of the App
3. Purchases
The App is distributed through the app stores where it is listed. Any payment is handled by the store operator under its own terms — we never receive your card number or billing details and keep no payment credentials. Prices may vary by region and applicable taxes; the store handles currency conversion and local taxes.
4. Your Data and Backup Responsibility
Data in this App is stored locally on your device (see the Privacy Policy). This means:
- Uninstalling the App, switching devices, or device damage may cause local data loss
- We cannot recover data on your device that has not been backed up
You are responsible for regularly backing up important data using the in-app JSON export feature. We recommend saving backup files somewhere other than the device itself (such as cloud storage or a computer) and treating them as sensitive, because a backup file contains your full local database in readable form.
5. Nature of Calculation Results
The balances, statistics, category totals and transaction lists provided by the App are based on the records you enter and the settings you choose, and are for reference only; they do not constitute financial, accounting, or tax advice. A forgotten transaction, a duplicate entry, or a wrong category changes every number downstream. Rely on your own records and, for anything that matters, on professional advice.
6. Acceptable Use
You agree not to use the App to:
- Violate any law or the rights of any third party
- Attempt to circumvent the App's technical restrictions
- Use the App in any way that could damage, disable, overburden, or impair the App or third-party infrastructure
If you breach this section, we may suspend or terminate your access.
7. Intellectual Property
The App (including its design, code, and graphics) is owned by us or our licensors and is protected by copyright, trademark, and other laws. These Terms transfer no ownership to you.
8. Third-Party Services
The App integrates third-party services governed by their own terms:
- App stores — distribute the App and process any purchases; governed by the store operator's terms
- Platform notification service — delivers the optional daily reminder; governed by its own privacy policy
The optional reminder features are off by default and can be turned off at any time in the App settings.
9. Termination
If we reasonably believe you have breached these Terms, we may suspend or terminate your access to the App at any time, with or without notice. You may stop using the App and delete it from your device at any time. Provisions that by their nature should survive termination (including disclaimers, limitation of liability, and dispute resolution) will remain in effect.
10. Disclaimer of Warranties
The App is provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the App will be uninterrupted or error-free, or that defects will be corrected. Receipt and card recognition results are estimates produced by on-device recognition and may be inaccurate — always check the pre-filled values before saving.
11. Limitation of Liability
To the maximum extent permitted by law, neither we, our affiliates, nor our licensors will be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the App, including loss of data, profits, or goodwill, even if we have been advised of the possibility of such damages.
Our total aggregate liability for all claims arising out of these Terms or the App will not exceed the amount you paid us in the 12 months preceding the claim (if any), or USD 30, whichever is higher.
These Terms do not exclude or limit liability that cannot be excluded or limited under applicable law (such as liability for death, personal injury, or fraud).
12. Indemnification
You agree to defend and indemnify us against any claims, damages, or costs (including reasonable attorneys' fees) arising from your breach of these Terms or your use of the App.
13. Governing Law and Disputes
These Terms are governed by the laws of the developer's jurisdiction, without regard to conflict-of-law principles. Any dispute arising out of or relating to these Terms will be resolved in the courts of that jurisdiction with competent jurisdiction.
EU users. You additionally benefit from the mandatory consumer-protection laws of your country of residence. The EU Online Dispute Resolution platform is available at ec.europa.eu/consumers/odr.
14. Changes to These Terms
We may update these Terms from time to time. Continued use of the App after an update takes effect constitutes acceptance of the updated Terms. If there are material changes, we will provide reasonable notice in the App or on the store listing.
15. Contact
If you have any questions about these Terms, contact us at nhsoft.lsd@gmail.com.